Pre-approval

Get pre-approved by filling out the application form to get a no obligation quote within 48 hours

MORTGAGE APPLICATION FORM

BUILT TO PROVIDE YOU WITH FAST AND HIGH-QUALITY MORTGAGE ADVICE

Our application form is designed to pre-approve your profile for all banks offering mortgages in Portugal. When you submit the full form, we can determine the appropriate lenders and provide you with a no obligation quote within 48 hours. To speed up the process, we don’t ask you for documentation at this stage, but be aware that you can be asked to document the details submitted later.

You can save time by doing an affordability check before you proceed with the full application.

    Application Form
    To receive a free, no obligation mortgage quote, please follow the easy step-by-step process and one of our advisers will be in touch within 24-48 working hours.

    1.PROPERTY DETAILS

    Property details
    Have you found a property yet?
    When do you intend to buy?
    Are you buying in Spain or Portugal?
    Is the property on rustic or urban land?
    Purpose of property
    Price (or estimated price) of property (€)
    Mortgage required (€)
    Term required (years) or monthly budget (€)
    Types of rate preferred? Variable rateFixed rateBoth
    Do you have the cash to cover the deposit plus the fees and taxes (10-13%)? YesNo
    What is the source of the funds?
    Other property, mortgage or financial arrangements in Portugal (please give details)

    2.PERSONAL DETAILS

    Personal details 1st Applicant 2nd Applicant
    First name
    Last name
    Date of birth


    Marital status
    If married and you do not wish to include your partner's details, please explain why in the comments box Above.
    Number of dependent children
    Nationality
    Resident country for tax purposes
    Preferred contact number
    E-mail

    3.INCOME DETAILS

    Income details 1st Applicant 2nd Applicant
    Employment status
    Please check which documents are required for self-employed applicant.
    Time with current employer / in self-employment / in retirement
    Net basic monthly income (after tax)
    Do you have any additional income? YesNo

    YesNo

    4.DEBTS AND EXPENSES

    Debts and expenses 1st Applicant 2nd Applicant
    Monthly worldwide debt payments

    No debts
    Mortgages

    Personal loans

    Credit cards - amount and balance if not paid off each month

    Car finance

    Other

    No debts
    Mortgages

    Personal loans
    Credit cards - amount and balance if not paid off each month

    Car finance

    Other

    Any monthly payments for non-debt related expenses
    Credit history

    5.ASSETS AND INVESTMENTS


    Assets and investment 1st Applicant 2nd Applicant
    Do you own any properties worldwide (including properties in your own country and your main residence)?

    You can add maximum of 20 properties by clicking the "add new property" button.
    Please click on "Add Property" and give the details for each property that you own.
    What liquid assets do you have in total (cash, shares, managed funds etc)?

    6.ADDITIONAL SERVICES AND OTHER


    Additional services and other 1st Applicant
    Have you approached any banks so far? YesNo
    Would you like us to recommend a lawyer?
    Do you require a foreign exchange service (to save money on your foreign exchange transfers)?
    Do you require a Portuguese bank account?
    Do you require a financial adviser to go through the financial & tax implications of living or owning a property in Portugal? Yes - InvestmentsYes - Tax planningYes - RetirementYes - Life/Medical insuranceYes - Car insuranceNo
    How did you find us?
    Please provide any additional information here to support your application
    I agree that Mortgage Direct can contact me to provide me with no-obligation mortgage advice as well as general information about mortgage conditions and the mortgage process in Portugal. We will respect your privacy and protect your data according to our privacy policy YesNo
    This is different to the currency you selected
    under INITIAL DETAILS. Please ensure the
    currency is the same for your net basic monthly
    income.

    Thank you, your application was sent succesfully.

    You can expect to be contacted by one of our advisors with a quote within 48 hours.

    (except for weekends)

    Sending ...

    WHY OUR SERVICE

    WE DESIGNED OUR SERVICE BY LISTENING TO PROPERTY BUYERS

    No obligation advice

    Within 24 hours one of our advisers will provide you with no-obligation mortgage advice and, if you are eligible for a mortgage in Portugal, a quote.

    Full confidentiality

    Your personal data will be treated with confidentiality and we do not share it with banks or other third parties.

    Exclusive conditions

    We work with more than 20 Portuguese and foreign banks offering mortgages in Portugal, allowing us to negotiate the best possible terms and conditions for you.