Pricing and Payment

Understand our payment structure and explore our payment options

NO FEE FOR ADVICE GIVEN

Mortgage Direct does not charge for any mortgage advice. All advice given is free of charge and there is no obligation to use our services.

ADMINISTRATION FEES FOR ADDITIONAL SERVICES

For an initial Administration Fee of €750, we can assist you with additional services such as helping you find a property*, language support throughout the property purchase, recommending a tax adviser and recommending a suitable lawyer. On receipt of the mortgage offer, the second fee of €750 is due and this covers the language support  required at this stage in the process including the translation of the offer document if this is required. These fees do not have an expiry date.

* Please note, if you have been recommended by an estate agent, you would not be able to engage in our property finding service as there would be a conflict in interest with the agent who has recommended you. We can still assist you with the other services we offer.

Money-back-guarantee

When you choose to proceed with payment and a formal mortgage quote with Mortgage Direct you are protected under our money-back guarantee. If the mortgage is declined or the amount offered is lower than in our initial quotes and a client does not wish to proceed we will refund our Administration Fee of €495. We will set out the conditions of this guarantee at the time of requesting the initial payment. Please also refer to our Terms and Conditions.

Post-payment procedure

Following receipt or proof of payment of the administration fee:

  • Mortgage Direct will confirm the recommended bank (or banks) and either put you in contact with them directly or deal with them on your behalf to commence the process of formally applying for the mortgage.
  • You will continue working with our advisers throughout the process, as well as being in direct contact with the bank. We will be at your disposal at all times until completion of the mortgage
  • On approval of the mortgage, the Arrangement Fee is payable within 7 days
PRICES

NO FEE FOR ADVICE GIVEN

Mortgage Direct does not charge for any mortgage advice. All advice given is free of charge and there is no obligation to use our services.

ADMINISTRATION FEES FOR ADDITIONAL SERVICES

For an initial Administration Fee of €750, we can assist you with additional services such as helping you find a property*, language support throughout the property purchase, recommending a tax adviser and recommending a suitable lawyer. On receipt of the mortgage offer, the second fee of €750 is due and this covers the language support  required at this stage in the process including the translation of the offer document if this is required. These fees do not have an expiry date.

* Please note, if you have been recommended by an estate agent, you would not be able to engage in our property finding service as there would be a conflict in interest with the agent who has recommended you. We can still assist you with the other services we offer.

MONEY-BACK GUARANTEE

Money-back-guarantee

When you choose to proceed with payment and a formal mortgage quote with Mortgage Direct you are protected under our money-back guarantee. If the mortgage is declined or the amount offered is lower than in our initial quotes and a client does not wish to proceed we will refund our Administration Fee of €495. We will set out the conditions of this guarantee at the time of requesting the initial payment. Please also refer to our Terms and Conditions.

POST-PAYMENT PROCEDURE

Post-payment procedure

Following receipt or proof of payment of the administration fee:

  • Mortgage Direct will confirm the recommended bank (or banks) and either put you in contact with them directly or deal with them on your behalf to commence the process of formally applying for the mortgage.
  • You will continue working with our advisers throughout the process, as well as being in direct contact with the bank. We will be at your disposal at all times until completion of the mortgage
  • On approval of the mortgage, the Arrangement Fee is payable within 7 days

PAYMENT OPTIONS

You can pay by credit card, debit card, wire transfer or Paypal.

Pay with Credit or Debit Card

When you make a payment, Mortgage Direct will contact your credit or debit card’s issuing bank to confirm the validity of the account. We will request an authorisation, which holds the funds for the full or partial amount. Authorised funds will be unavailable from this point and may display as ‘pending’ on your credit or debit card’s online statement. As a gesture of goodwill, Mortgage Direct will not pass on the card charges.
I have read and agree with the Terms and Conditions.
 

Wire Transfer to our Spanish account in Euros

BENEFICIARY: Mortgage Direct SL

BANK: Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)

SWIFT/ BIC: BBVAESMM

IBAN NUMBER: ES15 0182 0504 5802 0168 2789

BANK ADDRESS: Calle Pintor Sorolla, 1, 46001 Valencia, Valencia, España, Spain

By paying via wire transfer, you agree to our Terms and Conditions. Please re-familiarize yourself with them before you proceed to payment. Please give your name as the reference when you make the transfer.

Wire Transfer to our UK account in Sterling Pound

BENEFICIARY: Mortgage Direct International Limited

BANK: Barclays Bank

SWIFT/BIC: BUKBGB22

IBAN: GB31 BUKB 2085 4633 1777 18

SORT CODE: 20-85-46

ACCOUNT NUMBER: 33177718

BANK ADDRESS: 1 Churchill Place, Canary Wharf, London, E14 5HP, United Kingdom

By paying via wire transfer, you agree to our Terms and Conditions. Please re-familiarize yourself with them before you proceed to payment. Please give your name as the reference when you make the transfer.

Pay with Paypal

Please be advised that PayPal charges an extra fee. Including the Paypal fees our administration fee is € 780,00. The second fee is the same. We recommend that you pay by debit or credit card.
I have read and agree with the Terms and Conditions.

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TALK TO US

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