Our Team

An internationally-qualified team always available to assist you



We are a diverse international team of professionals and advisers with international qualifications, based in Portugal, the United Kindgom and Spain to be able to deal directly with the banks and all relevant stakeholders. We speak a wide range of languages including Spanish, Portuguese, German, Dutch, English, Polish and Danish. Our team is here to assist you with any questions you may have about mortgages in Portugal or our services.

Katherine Walkerdine

Founding Partner & Business Developer

Katherine has been living in Spain since founding Mortgage Direct in 2006. Prior to that, she had her own practice in London for 15 years advising high-net-worth clients on their investment and taxation planning and she still holds the FCA and UK mortgage qualifications. Her main roles are in advising clients and business development to ensure the company maintains its leading position in Portugal.

Kevin Monger

Founding Partner & Mortgage Adviser

Kevin set up the business in early 2006 with the other founding partner Katherine Walkerdine. As well as specialising in mortgage advice for high-net-worth clients, Kevin also deals with the public relations side of the business which includes writing articles on the Portuguese mortgage market. Prior to setting up Mortgage Direct, Kevin spent 11 years working in the UK pension industry, including 7 years as a consultant for Mercer, one of the world’s leading actuarial firms.

Jacqueline Moulen

Mortgage Adviser

Jacqueline holds a Masters/MBA degree in International Business Administration and has a thorough background in finance and business. She previously worked for a well-known insurance company in Spain and is using her skills to grow Mortgage Direct’s Collaboration department in Portugal and to advise clients on their mortgage needs. She is originally from the Netherlands, but having lived in Brazil and now Spain, she is fluent in several languages including Portuguese and German.

Melanie Birch

Affiliate Support

Melanie holds a degree in Economics and Accounting from the University of Reading, UK and has worked in London for a variety of insurance companies and consultancies. Since moving to Spain in 2005 she has become fluent in Spanish. She now divides her time between London and Valencia and assists our Portuguese affiliates with the technical aspects of their collaboration with Mortgage Direct.

Howard Steel

Mortgage Adviser

Howard holds a degree in Modern Languages and Business. He has spent most of his career at a large Spanish bank. He initially worked as a branch manager looking after high-net-worth clients, offering finance solutions both within the UK and to UK based clients investing in Spain. He later worked as a Global Relationship Manager helping global organisations find local banking solutions worldwide. Although Howard is based in the UK, he spends a lot of time in Spain and is fluent in Spanish. He is currently studying towards his Cemap qualifications and looks forward to assisting Mortgage Directs clients buying in Portugal.


Jonas Kaspersen

Business Development Adviser

Since he joined in early 2013, Jonas has been involved in the optimisation of all aspects of Mortgage Direct’s value chain. Jonas holds a degree in ‘Intercultural Marketing and Communication’, focusing on Hispanic markets, which has been complemented with work experience in the areas of digital marketing, sales, customer service and business development in diverse sectors, including NGOs, start-ups and corporates, such as Apple. He brings an innovative approach to the development of Mortgage Direct’s business model.

Jerremy Klingers

Mortgage Adviser

Jerremy currently resides in the Algarve in Portugal, having spent most of his time in the Netherlands, working in sales & management for various large organisations. He joined Mortgage Direct in 2019 and to expand our position in Portugal, together with Jacqueline Moulen. Jerremy is a highly valued member of the team and is fluent in Dutch, Portuguese and English.


Get in touch if you have any questions or suggestions